Our services include Electronic Fund Transfers and processing of electronic payments for:

- Direct Deposit of Payroll

- Tax Payments to IRS and/or states

To get more information on what we can do for you please call our friendly staff at 1-800-263-9455.

These are two steps involved in ACH processing:

(1) Create ACH file using AME Payroll or AME Direct Deposit and Tax Payment program,

(2) Login to achguru.com website, upload ACH file, and print confirmation report.

That is it. We will take care of the electronic money transferring process. We will make sure that your tax payments are made and employees receive their Direct Deposits according to the dates specified in your ACH file. If there's a problem - we will notify you by email or phone and will work with you to resolve the issue.

IMPORTANT: All payments will be processed in 2 steps. After you submit your file, on the next business day the Employer's account will be debited for the amount of the Direct Deposit or Tax Payment. After the debit part goes through, Employees' accounts will be credited with the paycheck amounts on the following business day. Therefore, please allow 3 full days for timely processing of the Direct Deposit and Tax Payments.

Here's a timetable that you can refer to:

Items received prior to 4 pm PST/PDT	Will be transferred to Accounts on:
Monday	Thursday
Tuesday	Friday
Wednesday	Monday
Thursday	Tuesday
Friday	Wednesday

The Federal Reserve system will be closed on the following Federal holidays. Please adjust your payroll Direct Deposit schedules accordingly to allow an extra day for the payments to go through.

Year 2008

Year 2009

On or before the 15th of each month we will send you a detailed billing statement showing how many transactions you had during the previous month. You will be billed directly a monthly fee and transaction fees for the number of transactions that you processed. You can bill your clients accordingly to your agreement.